Bulter Lumber Case

  • Premium Essay

    Clarkson Lumber

    Clarkson Lumber Company Case : Assignment, Due October 4 1. In your group, assign a Team Administrator, a Notekeeper, and a Number Cruncher(s). These do not need to be independent roles (the Team Spokesperson may be the Number Cruncher, etc.). The other members of the group will contribute their thoughts and ensure that their spokesperson has all the relevant facts to speak for their group. a. The Team Administrator keeps the group on track to ensure that the discussion is on topic

    Words: 390 - Pages: 2

  • Premium Essay

    Hardwood Lumber

    Your new audit client, Hardwood Lumber Company, has a computerized accounting system for all financial statement cycles. During planning, you visited with the information systems vice president and learned that personnel in information systems are assigned to one of four departments: systems programming, applications programming, operations, or data control. Job tasks are specific to the individual and no responsibilities overlap with other departments. Hardwood Lumber relies on the operating system

    Words: 362 - Pages: 2

  • Premium Essay

    Clarkson Lumber Company

    Overview Clarkson Lumber Company is a classic example of a privately held company that has experienced a rapid growth in sales and has reached a point where it is facing a shortage of cash to sustain the expected growth in sales in the following years. The owner, Keith Clarkson, bought out his partner’s interest in the company in 1994 for $200,000. His partner, Henry Holtz, took a note for the $200,000 with an interest rate of 11% and was repayable in the semi-annual installments of $50,000 beginning

    Words: 825 - Pages: 4

  • Free Essay

    Butler Lumber Case

    Management Accounting Case (1) Financial Planning: Butler Lumber Valuation 1. Although Mr Butler has seen an increase in his sales for the last few years, there are a few reasons why he needed a loan from the bank to keep his operations going. 1) Shortage of Cash: Despite good profits, Mr. Butler had experienced a shortage of cash from 1988 to 1990. During this period of time, there was a decrease in cash reserves, as well as in inventory turnover, indicating that Mr. Butler’s

    Words: 620 - Pages: 3

  • Premium Essay

    Butler Lumber Case

    BUTLER LUMBER CASE REPORT The Butler Lumber company is facing cash difficulties due to the buyout of Henry Stark’s share and because it is operating a high growth rate. Thus, it is imperative to analyze the various options available to Mark Butler in order to meet the cash needs of the Butler Lumber Company. In order to support the reasoning for our recommendation, we constructed a ratio analysis (Appendix I; Exhibit 1). Even though the firm has realized increasing sales and decreased its operating

    Words: 964 - Pages: 4

  • Premium Essay

    Welco Lumber Case Analysis

    Welco Lumber Company Case Analysis Group 2 – Case 1 MBA 610-T301_2127_1 Bellevue University Welco Lumber Company Case Analysis Gene Denning, an employee of Welco Lumber Company, decided to run a study by videotaping a sample size of 365 logs being processed. However, actual data provided proved that it was a true sample size of only 362 logs, as data for logs # 30, 123, and 127 are missing from his report. He videotaped 3 operators, April, Sid, and Jim, marking the logs, how each log was broken

    Words: 663 - Pages: 3

  • Free Essay

    Lumber

    BUNYAN LUMBER, LLC Bunyan Lumber, LLC, harvests timber and delivers logs to timber mills for sale. The company was founded 70 years ago by Pete Bunyan. The current CEO is Paula Bunyan, the granddaughter of the founder. The company is currently evaluating a 7,500-acre forest it owns in Oregon. Paula has asked Steve Boles, the company’s finance officer, to evaluate the project. Paula’s concern is when the company should harvest the timber. Lumber is sold by the company for its “pond value.” Pond

    Words: 331 - Pages: 2

  • Premium Essay

    Hardwood Lumber Company

    Your new audit client, Hardwood Lumber Company, has a computerized accounting system for all financial statement cycles. During planning, you visited with the information systems vice president and learned that personnel in information systems are assigned to one of four departments: systems programming, applications programming, operations, or data control. Job tasks are specific to the individual and no responsibilities overlap with other departments. Hardwood Lumber relies on the operating system

    Words: 364 - Pages: 2

  • Premium Essay

    Clarkson Lumber

    MEMO RE CLARKSON LUMBER TO: President, Northrup National Bank FROM: George Dodge Loans Officer, Northrup National Bank Clarkson Lumber Company is owned and operated by the hardworking, 49-year-old Mr. Clarkson.With relatively low operating expenses, operated by a small number of staff and a strong management. Clarkson Lumber is a company experiencing rapid growth with an anticipation of a further increase in sales. However the company has constant cash flow problems. The financial ratios

    Words: 877 - Pages: 4

  • Premium Essay

    Lorman Lumber Company

    Lorman Lumber Company Case Study 2 Lorman Lumber Company is a publicly traded company located in rural Oregon in the town of Yamica on the Mohegan River. The Lorman Lumber Company is a producer of lumber products including plywood, wood studs and wood chips. Chemicals used in the production process include petroleum based creosote and pentachlorophenol (PCP) solutions that are applied to the wood to prevent moisture loss. The sawmill plant is somewhat outdated but is reasonably efficient and

    Words: 1195 - Pages: 5

  • Premium Essay

    Butler Lumber

    would be to allow buy in from invbestrors or family and friends. This seems stragne but it could be a great way to raise money and not have to pay high percentages to banks that have little invested in your behalf. The ultimate question in this case is whether Mr. Butler wants to to expand and does he have the current assets to make a large leap. I would recommend that Mr. Butler stick with his original bank and try to get a more agreeable terms with them. I would also recommend that the company

    Words: 889 - Pages: 4

  • Premium Essay

    Butler Lumber Company

    it is very difficult to find the company who has competitive advantage. It is hard to overcome people’s weakness: greedy and fear. Warren is too conservative in some aspects, he will lose some opportunities. Case analysis 2: Butler Lumber Mr. Butler has to borrow so much money to support this business because: Shortage of funds arising from his purchase of Stark’s interest in the business; The additional investment in working capital associated

    Words: 605 - Pages: 3

  • Premium Essay

    Butler Lumber

    Butler Lumber Company Introduction Butler Lumber Company was found in 1981 by a partnership of Mark Butler and his brother in law, Henry Stark. In 1988, the business was incorporated after the acquisition of Butler over Stark’s interest. At the same time, the company had shifted from a partnership into a corporation. The company’s operations are about retail distribution of lumber products included plywood, moldings, and sash and door products. During the period of 1988-1990, Butler Lumber

    Words: 785 - Pages: 4

  • Premium Essay

    Butler Lumber Company

    Fact Pattern: Butler Lumber is a retail distributor located in a growing suburb in the Pacific Northwest that sells basic wood products like plywood, moldings, and sash and door products. The company was formed in 1981 by Mark Butler in partnership with his brother-in-law, who Mark then bought out in 1988. The company has experienced significant growth over the past few years, and is expecting to continue to see sales growth in the coming year. Although the company has experienced increasing

    Words: 1755 - Pages: 8

  • Premium Essay

    Butler Lumber Case Study

    Problems, Options and Recommendations The problem that we have recognized in this case is that Butler Lumber Company does not have enough funds to finance its operations in the future. The company has experienced a shortage in cash and needs to issue debt as it moves forward. The company is also under pressure because of the payment to be made to Mr. Stark for the buyout of his share in the company of $105,000. Although, the majority of this payment has been made, Butler still owes Stark another

    Words: 3457 - Pages: 14

  • Free Essay

    Clarkson Lumber Co.

    1041404 | |Administración Financiera I | | CLARKSON LUMBER COMPANY 1. SITUACION DE LA EMPRESA En la primavera de 1996, Clarkson Lumber Company esperaba un incremento en sus ventas, pero a pesar de contar con un buen nivel de rentabilidad, la empresa había sufrido una escasez de caja y se había visto obligada a aumentar su crédito a principios

    Words: 2286 - Pages: 10

  • Premium Essay

    Butler Lumber

    I. Statement of Financial Problem Butler Lumber Company, a growing, profitable business has exhausted it’s credit limit with its current bank and needs additional capital to: * Continue to fund growth * Consolidate debt * Improve cash flexibility In this case study, I will examine the following problem: During the years of 1988-1990, why has Butler Lumber increased sales volume but experienced a decrease in cash flow? This problem is historical, and I will base my analysis from information

    Words: 287 - Pages: 2

  • Premium Essay

    Butler Lumber Case Study

    Case Analysis: Butler Lumber Company (2011-05-03 06:06:15) 转载▼ 标签:mbacorporatefinancecasestudybutlerlumber财经 | 分类: CorporateFinanceCaseStudy | HARVARD BUSINESS SCHOOL 9-292-013 REV: JANUARY 4, 2002 Butler Lumber Company To examine Butler’s current financial situation and to answer the question of how well Butler is doing are not an easy task. There are many things to look into. Let us start with net working capital.   Net working capital= current assets- current liabilities      

    Words: 1659 - Pages: 7

  • Premium Essay

    Bunyan Lumber

    May 31, 2010 Bunyan Lumber, LLC Bunyan Lumber, LLC has a 7,500-acre forest of Douglas Fir trees that they wish to harvest at the optimal time for profit maximization. The company plans to thin the trees today, which will result in a positive cash flow of $9 million. Thinning the trees allow for optimal growth of the trees until they are ready to be harvested. Our options of when to harvest the trees are 20, 25, 30, and 35 years from today. They are currently 20 years old today, so they

    Words: 878 - Pages: 4

  • Premium Essay

    Clarkson Lumber Company

    Clarkson Lumber Hardwoods, Hard Times BBUS 505a Cavelero, Engstrom, Tobey & Zadah Overview • Case Summary • Problem Identification • Findings • Methodology • Metrics • Insights Case Summary • Clarkson Lumber Company [‘CLC’], is a small PNW lumber concern experiencing rapid, questionably financed growth. • Keith Clarkson [‘Clarkson’], sole owner of CLC, has maxed out ($399K of $400K) his line of credit [‘LOC’] at Suburban National. • CLC relies heavily on trade credit and short term debt

    Words: 1421 - Pages: 6

  • Premium Essay

    Clarkson Lumber Company Case Report

    To: Loan Committee, Northrup National Bank Date: September 17, 2014 Re: Clarkson Lumber Company Loan Application Overview  Borrower: Keith Clarkson, sole owner and president of the Clarkson Lumber Company  Purpose: To support rapid growth in business during recent years and anticipated further substantial increase in sales, allowing Mr. Clarkson to fully utilize trade discounts to improve profitability.  Request / Amount: Not to exceed $750,000  Rate: Set on a floating rate basis at

    Words: 396 - Pages: 2

  • Premium Essay

    Butler Lumber

    would be 3.6 million. So the expected growth rate will be 3600K/2679Kx100%=33.6%. EBIT =Net sales-cost of goods sold-operating expense Assuming the cost of goods sold, operating expense will grow in the same rate, from 1988 to 1991, EBIT of Butler Lumber Company was respectively 50, 61, 86 and 115. The growth rate of EBIT was 22%, 41% and 33.7%. Clearly the company is on a fast growing track. At the mean time, we need to know if Mr. Butler has enough money to maintain such a fast growth. Accounts

    Words: 2019 - Pages: 9

  • Premium Essay

    Supply & Demand of Lumber

    The Supply and Demand of Lumber Managerial Economics ADM-524 I have read and understand the plagiarism policy as outlined in the syllabus and the sections in the Student Bulletin relating to the IWU Honesty/Cheating Policy. By affixing this statement to the title page of my paper, I certify that I have not cheated or plagiarized in the process of completing this assignment. If it is found that cheating and/or plagiarism did take place in the writing

    Words: 1467 - Pages: 6

  • Premium Essay

    Lumber Room

    The analysis of the text “The Lumber - Room” by H. Munro. The text under analysis is written by an outstanding British novelist and a short – story writer Hector Munro. He was born in 1870 and died in 1916.Also he is better known for his pseudonym Saki. Owing to the death of his mother and his father’s absence abroad he was brought up during his childhood, with his elder brother and sister by a grandmother and two aunts. It seems probable that their stern and unsympathetic methods account for Munro’s

    Words: 2123 - Pages: 9

  • Premium Essay

    Butler Lumber Case Analysis

    Butler Lumber Case Analysis Question 1 Butler Lumber, a retailer of lumber products in the Pacific Northwest area, experienced a time of growth in the spring of 1991 (Harvard College, 2002, p.1). The company looked to take out a loan to grow business operations. The maximum loan offer from Suburban National Bank was $250,000 (Harvard College, 2002, p.1). This loan also required a pledge of property from company owner, Mr. Butler, to secure it. However, Northrop Bank would offer a loan

    Words: 1791 - Pages: 8

  • Premium Essay

    Lumber Company

    influential reason is probably the fact that the firm’s sales are rising rather fast compared to available funds. This leads to higher cost of goods sold and means that the firm needs more and more external financing to pay its invoices. Cartwright Lumber Company’s current ratio and quick ratio’s stand by this fact. The Current Ratio is approximately 1,40 (932/690) and the Quick Ratio is around 0,50 ((932-556)/690). The Current Ratio seems to be on an adequate level but the Quick Ratio can be considered

    Words: 351 - Pages: 2

  • Premium Essay

    Butler Lumber

    Fin 522 Cases in Financial Strategy Group Assignment – Butler Lumber Case Vedvati Shrotre (shrotre2) Xiaoyue Sun (xsun52) Chenxiao Zhu (czhu19) 1. If the first estimated growth of sales is 30 percent, compare it to the value of the secured 90 day note that Northrup Bank is willing to lend Butler Lumber. What are the results? Our conclusion is that the new credit line provided by Northrop National Bank would not cover Butler Lumber’s cash shortage under the assumption of 30 percent sale growth

    Words: 820 - Pages: 4

  • Free Essay

    The Lumber Room

    Lumber room In a somewhat autobiographical portrayal, Saki depicts Nicholas as a bright, imaginative, clever boy, possessive of much, reason, wit, and talent for pranks. Oppressed by the unimaginative soi-disent [self-proclaimed] aunt, who is really not his relative, the intelligent and highly imaginative Nicholas resents her authority. In an act that defies her position of superiority, he places a frog in his basin of bread-and-milk to prove that she is presumptive in her judgment that because

    Words: 578 - Pages: 3

  • Premium Essay

    Bunyan Lumber

    are due at the beginning of each year and the $72,500, and the present value of the second year costs is $68,075,12. Ben’s missed opportunity of earning 2 years of salary at East Yacht is also a relevant factor in financial decision-making in this case. The present value of the two years in salary can be found by performing calculations for a growing annuity and is $68,341.82. Ben’s total costs associated with attending Wilton University are $72,500, plus $68,075.12, plus $68,341.82, and total $208

    Words: 1612 - Pages: 7

  • Premium Essay

    Lumber Room

    Summary of the extract «The lumber room» by Hector Munro. Published in 1914 as part of the short story collection titled Beasts and Super-Beasts, H. H. Munro's (Saki's) story exemplifies his cynical delight in juxtaposing the societal conventions of the Edwardian period in England with what has been called "the demoniac side of childhood." As the story opens, Nicholas finds himself suffering the punitive measures of a self-appointed and authoritarian aunt. He is denied the supposed privilege

    Words: 564 - Pages: 3

  • Premium Essay

    Clarkson and Lumber

    Clarkson Lumber Case Analysis Why has Clarkson Lumber borrowed increasing amounts despite its consistent profitability? 1. Cost of Goods Sold: Even though profits have been consistent, they have not increased sufficiently. The NPM has remained close to 2%, and COGS has remained around 75%, keeping profit margins low (See Appendix Exhibit 3). Therefore, operating expenses and COGS have increased at a quicker rate than net income. Additional funds are required to not only maintain the company’s

    Words: 2831 - Pages: 12

  • Premium Essay

    Butler Lumber Company

    Subject: Butler Lumber Company Problem: Butler Lumber Company has been experiencing in the past few years a rapid growth of its sales. However, in order to sustain this growth the company also experienced an increase of its inventory and of its accounts receivables leading to a shortage of cash to finance day to day activities. The company therefore needs to find a way to improve its financial flexibility without extending even more its trade credit. Options: 1. Remain with its current

    Words: 1737 - Pages: 7

  • Premium Essay

    Balboa Lumber

    | Balboa Lumber | Memo To: | Alfred Eagleton | From: | Ruby Roberts | | | Date: | December 10, 2014 | Re: | Research Case 8-11 | | | After researching the Balboa Lumber’s transaction involving the sale of inventory with a plan to repurchase, I have determined that the following would be the proper way to treat this transaction. The appropriate treatment of the sale of inventory with intention to provide financing and an agreement to repurchase the merchandise in the future would

    Words: 325 - Pages: 2

  • Premium Essay

    Clarkson Lumber

    Mr. George Dodge, Clarkson Lumber Company is doing well but there is the issue of whether or not there is too high a risk in granting the request for the $750,000 line of credit. There are many supporting strong points but it also has some problems to work out. This is a company that has many good characteristics and looks promising but needs the extra money to pay off loans, inventory, and supplies. I recommend this company to receive the line of credit. Looking at the individual ratios seen in

    Words: 2269 - Pages: 10

  • Premium Essay

    Butler Lumber Company Case Study

    BA 5802 Financial Management Case Study 1 Emre BULUT Butler Lumber Company 2056281   |   |   |   |   |   |   | First Quarter |   |   |   |   | 1988 | 1989 | 1990 | 1991 |   | | | | | | | | | | Current Ratio | (CA/CL) | | 1.80 | 1.59 | 1.45 | 1.35 | | Quick Ratio | ((CA-Inv)/CL) | 0.88 | 0.72 | 0.67 | 0.54 | | Inv. Turnover | (Sales/Inv) | 7.10 | 6.17 | 6.44 | 1.29 | | DSO | | (Rec*365/Sales) | 36.78 | 40.25 | 42.95 | 175.38 | | FA Turnover | (Sales/FA)

    Words: 768 - Pages: 4

  • Premium Essay

    Butler Lumber

    Butler Lumber Company Background: Butler Lumber Company had been founded in 1981 in a suburb of a large city in the Pacific Northwest. The company s operations were limited to the retail distribution of lumber products. Their typical products included plywood, moldings, and sash and door products. Despite good profits Butler Lumber Company experienced a shortage in cash and found it necessary to increase its bank loans. Issues: y y Why does a Profitable company such as Butler Lumber need external

    Words: 1036 - Pages: 5

  • Premium Essay

    Butler Lumber Company

    Butler Lumber Company Case Study 3) Butler Lumber’s profitability is very low. Their net profit margin, return on assets and return on equity are all below 0.1. This means that even with high sales, their net income will not go up very quickly and they may want to look into cutting costs. Their liquidity was good for the previous years, however this year has not started out good. The quick ratio has been in decline every year and is starting to get to a very low number. The days payable outstanding

    Words: 285 - Pages: 2

  • Premium Essay

    Clarkson Lumber Case

    Case Discussion Questions: 1) Why has Clarkson Lumber borrowed increasing amounts despite its consistent profitability? a) Clarkson Lumber has experienced a rapid growth in sales (see net sales below) and the company is finding it hard to find cash to sustain their level of growth (see notes payable below). The amount of working capital needed is outpacing the ability of the company to produce the funds themselves. To keep up with the increase of sales they need to borrow funds to increase

    Words: 823 - Pages: 4

  • Premium Essay

    Butler Lumber

    given by his supplier, and if possible to pay within the 10 day period in order to receive the 2% discount. 4. As Mr. Wilson’s advisor, I would suggest that he follow through with his anticipated expansion using additional debt financing. Butler Lumber has excellent potential to continue growth, as we can see by their constantly increasing sales, however, due to constraints with their current debt policy, there is a very significant cash flow issue. With this loan Mr. Wilson will be able to fully

    Words: 478 - Pages: 2

  • Premium Essay

    Butler Lumber Company Case Proposal

    Butler Lumber Company Financial Proposal Analysis & Conclusions Based on the analysis on Butler Lumber’s financial statements (Exhibit 1), we conclude that, for sole trader companies like this, it has been growing fast for the past years, as shown in an increase of Sales from 19% in 1989 to 34% in 1990. There is also a slow and steady growth in net income. Butler Lumber uses most of its cash in inventory, occupying 179,000 out of 475,000. Also, stocks’ SAF is positive for 1988-1990 and 1990-1991

    Words: 1420 - Pages: 6

  • Premium Essay

    Butler Lumber

    Finance 4210 (Section 001) Case #13: Ocean Carriers Group H 1. It is expected that daily spot hire rates will decrease next year. The factors considered are the number of operating vessels, number of scrapped vessels, age, size and efficiency of vessel, cost of repair and maintenance, and market demand. Existing capesize vessels are relatively new, thus we do not expect a large reduction in capesize vessels due to the scraping of old vessel. Also, a large number of new ships will

    Words: 524 - Pages: 3

  • Premium Essay

    Bulter Lumber Case

    Butler Lumber Company Case Analysis In completing the case, we have consulted only with each other and/or the instructor. Sergei Chunkovsky Hung Nguyen Jeffrey Parrish January 25, 2016 Butler Lumber Company, a lumber company located in the Pacific Northwest, is rapidly expanding and is seeking to borrow more cash to finance its day-to-day operations. However, their current bank, Suburban National, has imposed a limit on their borrowing thus causing Butler to seek funds from another

    Words: 2812 - Pages: 12

  • Premium Essay

    Carwright Lumber

    For Cartwright Lumber case: a. Why does Mr. Cartwright have to borrow so much money to support this profitable business? The company does not have enough funds, it has a cash flow problem, and cash from operating activities are negative in the past few years. He purchased the business with debt and is relying heavily on debt financing ever since. AR and Inventory turnover days are too long and that is not effective on an operational stand point. b. Do you agree with his estimates of the company's

    Words: 273 - Pages: 2

  • Premium Essay

    Butler Lumber

    Butler Lumber Case Study I. Statement of Financial Problem Butler Lumber Company, a growing profitable business has exhausted its credit limit and the key issues facing it are: 1. Need for additional funds to continue the growth 2. Need to consolidate debt 3. Need to improve cash flexibility. In this case study I will be discussing following problem: Why has Butler Lumber been profitable in the increasing volume of sales but at the same time it is experiencing cash difficulties

    Words: 1432 - Pages: 6

  • Premium Essay

    Butler Lumber

    Butler Lumber Case Study Zachary Scott Brown FIN 6420 – Dr. J. Robert Malko February 4, 2012 I: Statement of Financial Problem: Butler Lumber Company, a rapidly growing lumber products and retail distribution organization, faced a critical challenge that would determine its future success and level of profitability. The company, led by its founder Mark Butler, had a bright future as its products were consistently in demand in both the new construction and repair work fields. However, Butler

    Words: 1210 - Pages: 5

  • Premium Essay

    Butler Lumber

    The issues presented in the Butler Lumber case deal with the financing of growth. The main problem is that the company needs additional financing due to rapid growth and they are trying to decide whether or not to enter into a loan contract for $465,000 with Northrop National Bank in addition to their already $247,000 loan from Suburban National Bank. However, the Suburban National Bank is also deciding if it should lend the money to Butler Lumber. Suburban anticipated sales in 1991 to be $3.6

    Words: 695 - Pages: 3

  • Premium Essay

    Butler Lumber

    Finance Butler Lumber I: Butler Lumber’s financial problem is weak net cash flow; too much cash tied-up in inventory and debt obligations, which is reflected in liquidity, asset and debt management metrics. II: Cash flows from operations should exceed, be sufficient, to cover reinvestment in equipment and building. Specifically, expenditures for investment in Plant should exceed the annual depreciation charge. As well, funds from operations should not only be sufficient to invest, but

    Words: 746 - Pages: 3

  • Premium Essay

    Clarkson Lumber

    Case Write-up #1 Clarkson Lumber Company Background Clarkson Lumber Company (CLC) is a successful finished wood products company with a promising future, yet needs to apply sound managerial financing policies to continue to be competitive in this market. The sole owner, Keith Clarkson, is dedicated to his profession and has a good reputation among his suppliers and customers. CLC's sales have been consistently growing over the past several years, rising 19% from 1993 to 1994, 30% from 1994

    Words: 2124 - Pages: 9

  • Premium Essay

    Clarkson Lumber Analysis

    The Clarkson Lumber case is about Mr. Clarkson seeking a loan that does not require a personal guarantee. The Northrup National Bank is in the process of investigating the Clarkson Lumber Company to whether or not to extend a line of credit of $750,000. However, Mr. Clarkson was only seeking for fewer amounts; thus, he assumed the line of credit would be an advantage to generate more profits into his company. In addition, The Clarkson Lumber Company is waiting on its approval based on its financial

    Words: 1037 - Pages: 5

  • Premium Essay

    Clarkson Lumber

    Clarkson Lumber Company 1. Clarkson Lumber Company was founded in 1981 and is owned by Keith Clarkson. The company is a retail distributor of lumber products in the growing suburb of the Pacific Northwest. Through competitive pricing and limiting operation expenses, the company has experienced consistent growth and anticipates substantial increases in sales in the coming years. Sales fluctuate to some degree with the health of new housing construction but the company’s high percentage of sales

    Words: 1944 - Pages: 8

+
-