Premium Essay

Sq Sdq Qwpejq

In: Historical Events

Submitted By omartarek
Words 2894
Pages 12
Assets and Income: Disability-based
Disparities in the United States
Susan L. Parish, Michal Grinstein-Weiss, YeongHun Veo,
Roderick A. Rose, and Arie Rimmerman

The authors analyzed data from the 2001 Survey of Income and Program Participation
(SIPP) to determine the extent of a disability-based net worth and income gap among U.S. households.The sample included 4,154 households with an adult with disabilities and 12,365 households without an adult with disabilities. Households with an adult with disabilities had substantially reduced net worth and income as contrasted with households without adults with disabilities, regardless of family structure (married couple, single women, or single men).
Policy implications are discussed.
[
KEY WORDS; assets; disabilities; income gap; Survey of Income and Program Participation

A

ssets are resources that families can use to invest for long-term economic and social well-being (Shapiro & Wolff, 2001; Sherraden, 1991). Assets such as homes, saving accounts, and business equity provide stability and offer a cushion in difficult times. Accumulation of assets facilitates long-term financial well-being as well as opportunities for social mobility and increased political participation and power (Building Assets,
2005;Wolff& Zacharias, 2007).
There is disturbing evidence of asset inequality in the United States. Recent research found that the top 20% of U.S. income earners hold more than
80% of all U.S. wealth, and the bottom 40% of U.S. income earners hold less than 5% of all U.S. wealth
(Wolff, 2004). Moreover, net worth trends suggest that wealth increases have occurred at the top of the income distribution. Although both median and mean net worth increased between 2001 and
2004, median income increased 1.5% compared with the 6.3% increase in mean net worth. As such, the wealthiest households…...

Similar Documents

Premium Essay

Finance Assignment

...cost for 400 sq. mt per roll is Rs. 212 and for 650 sq. mt. per roll is Rs. 344 per roll. The Assumption of Sales Budget is as follows: In the month of April, May, June, July, August, September, October, units of the toilet paper increased because there is a high demand for this product during these months. So the customer will buy the product. Our product will be sold in Café, Supermarkets, Wholesalers, Schools, Cleaning companies, office blocks, Hospitals, Govt. tenders. Housekeeping Contractors, Hotel, Industries and organized Retailers The assumption of Cash Budget are as follows: 1) All the sales were in cash, not in credit sales. 2) The Sales increases 50 units in every month when they have more demand i.e. April to October. 3) The price of Raw Material increases because from April to October the demand of Toilet Paper demand increases due to the rainy and hot season. 4) The cost of Maintenance of Machinery @ 2%. So that there will be no disturbance if machine during production. 5) Sales expenses, Office expenses, Factory Overheads, Misc. Expenses and Rent remains constant throughout the year. 6) There are 7 labors and the wages of labor is Rs 6000 p.m. including all ESIC, EPF, LWF, Washing Allowances and other allowances. Sales Budget of “Johnson Toilet Paper Rolls Limited” Month | Amount | Amount | April | 400 sq mt = 1,06,000(500 units) 650 sq.mt = 1,54,800 (450 units) | 2,60,800 | May | 400 sq mt = 1,16,600 (550 units) 650 sq mt = ......

Words: 871 - Pages: 4

Premium Essay

Marketing

...be defined due to its “inherent characteristics”. This concept of Service Quality (SQ) cannot easily be measured as it is “defined as a customer’s evaluative judgement regarding the degree of superiority of service performance” (Zeithaml 1988). Furthermore, it could be said that SQ is solely based on a customer view and perceptions in relation to intangibility, inseparability, heterogeneity and perishiability. Both inseparability and heterogeneity are similar in nature as SQ is integrated in the outcome of these areas and as such will be discussed together. The conceptual nature of SQ disallows these factors to be measured as they are challenging to comprehend and measure in relation to key industry standards. However, in recent times more progressive technologies and concepts have evolved to better understand SQ and help implement it effectively in businesses. An example of this would be the development of the 22-item instrument, SERVQUAL. SERVQUAL is essentially a survey that facilitates the provision of different customer perceptions and knowledge on what is perceived to be a high quality service in an industry. Difficulties in measuring SQ: Intangibility Measuring the concept of quality in relation to services is exigent. Consumers often value quality based on their perceptions of what they receive to their expectations of, what they should receive, thus making the “assessment of SQ complex” and subjective. Intangibility, according to (Bateson 1979) is the......

Words: 1922 - Pages: 8

Free Essay

Calculating Sq Footage of a Room

...CMIS102 Homework Assignment 1 (Worth 13% of your grade) Student Name: Jacklyn Smith Class/Section: CMIS102 / Section 7986 Professor Name: Clarence Huff Assignment due date: 03Nov2013 Problem definition: Calculate the usable area in square feet of house. Assume that the house has a maximum of four rooms, and that each room is rectangular. A. Problem Analysis – Following the directions in the assignment, clearly write up your problem analysis in this section. |Input |Processing |Output |roomWidth |Read roomWidth |totalArea |roomLength |Read roomLength | |Calculate area | |Calculate totalArea | |Display totalArea B. Program Design – Following the directions in the assignment, clearly write up your problem design in this section and comment your pseudocode. Begin Declare......

Words: 331 - Pages: 2

Free Essay

Calculate the Usable Area in Square Feet of House. Assume That the House Has a Maximum of Four Rooms, and That Each Room Is Rectangular.

...What is the sq footage of room1 (sqft1)– float variable 5. What is the length of room 2 (length2) - input 6. What is the width of room 2(width2) – input 7. What is the sq footage of room2(sqft2) – float variable 8. What is the length of room 3(length3) – input 9. What is the width of room 3(width3) - input 10. What is the sq footage of room3(sqft3) – float variable 11. What is the length of room 4 (length4)- input 12. What is the width of room 4 (width4)– input 13. What is the sq footage of room4(sqft4) – float variable 14. Add each sq footage together for total living area – float variable Formulas – sq footage=length*Width Total living area=sq footage1+sqfootage2+sqfootage3+sqfootage4 B. Program Design – Following the directions in the assignment, clearly write up your problem design in this section and comment your pseudocode. Input date module Write “What is length of room 1” Input length1 Write “What is the width of room 1” Input width1 Write “What is the length of room 2” Input length2 Write “What is the width of room 2” Input width2 Write “What is the length of room 3” Input length3 Write “What is the width of room 3” Input width3 Write “What is the length of room 4” Input length4 Write “What is the width of room 4” Input width4 Perform Calculations module Set Sqt footage=length*width Set Total living area=sq......

Words: 478 - Pages: 2

Free Essay

Do Television and Electronic Games Predict Children’s Psychosocial Adjustment? Longitudinal Research Using the Uk Millennium Cohort Study

...UK, watching television, videos or DVDs and electronic gaming using a games console or computer are the most common ‘media activities’ for 5–7-year-olds, and average 2011 weekly exposure times were 15 h TV compared with 6½ h gaming.32 We explore TV/video/DVD watching separately from gaming, to see whether passive and interactive forms of screen time have similar or different effects. We examine gender differences and take account of a wide range of confounders, to assess whether screen exposure may be an independent predictor of children’s mental health. Outcome measures Psychosocial adjustment was reported by mothers at ages 5 years and 7 years using the Strengths and Difficulties Questionnaire (SDQ),38 a widely-used survey instrument with high validity and reliability. The SDQ contains five scales, measuring conduct problems, emotional symptoms, inattention/ hyperactivity, peer relationship problems and prosocial behaviour. Each scale contains five items scored from 0 to 2, giving a scale range of 0 to 10. Change scores were calculated by subtracting age 5 years from age 7 years scores, to give measures ranging from −10 to +10. Screen time Television/video/DVD viewing (referred to as ‘TV’ here) and playing computer or other electronic games (referred to as ‘electronic games’) were reported by mothers when children were age 5 years. For both types of screen time, typical weekday term-time hours of exposure outside school were measured on a 6-point scale: none,...

Words: 1355 - Pages: 6

Premium Essay

Bio Sq

...Richard Ching Biology 141 Exam 1 Study Questions 1-15 1. What is the difference between an hypothesis and a scientific Theory? Between an hypothesis and a prediction? What kinds of hypotheses are useful for scientific investigations that try to explain the natural world, and which are not? Give one or more examples of hypotheses that are and are not scientifically useful. A scientific theory is an explanation for a broad class of phenomena or observations, whereas a hypothesis is a testable statement to explain the workings of a particular scientific theory. In other words, a hypothesis aims to find out how a phenomena occurs. What distinguishes a hypothesis from a prediction is that a prediction is simply a part of a hypothesis, and is an observable or measureable result that must hold true if the hypothesis is correct. A hypothesis is useful to a scientific investigation in the case that it can be tested and have results gathered from experimentation or observation, while hypotheses that cannot be tested and concluded upon are not useful. An example of a useful hypothesis is the question of whether or not cramming increases test performance when compared to consistent studying, and an example of a hypothesis that is not scientifically useful would be the question of whether God truly exists. 2. Two of the greatest unifying ideas in biology (i.e., concepts that account for and are consistent with a very large number of observations) are the Cell Theory, and the......

Words: 1127 - Pages: 5

Free Essay

Assignment

...SMS (cyber victim) were dichotomized into the following categories: Never being victimized and Being victimized at least once or twice. Mental health problems. At baseline and follow-up, mental health was assessed by the Dutch self-report version of the Strengths and Difficulties Questionnaire (SDQ) [24,25]. The SDQ consists of 25 items describing positive and negative attributes of adolescents that can be divided into five subscales (five items each), i.e. emotional problems, conduct problems, hyperactivity-inattention, peer problems, and prosocial behavior. Each item is scored on a 3-point scale, with 0 = ‘not true’, 1 = ‘somewhat true’, and 2 = ‘certainly true’. A total difficulties score is calculated by summing the scores on the emotional problems, conduct problems, hyperactivity-inattention and peer problems subscales (range 0–40; current study a = 0.74). In line with other authors who divided their sample into subgroups (normal versus borderline/abnormal) based on questionnaire scores [13,17,19–23], we created two ‘mental health’ groups: normal (cut-off point SDQ total score at follow-up #80th percentile; score #13) and borderline/abnormal mental health problems (cut-off point SDQ total score at follow-up .80th percentile; score $14) [26]. These cut-off points were based on a large national survey in the Netherlands among 14–15 year-old adolescents [27]. Suicidal ideation. Suicidal ideation during the past 12 months was examined with one question at baseline and......

Words: 6925 - Pages: 28

Free Essay

Criminology

...subscale of the Strengths and Difficulties Questionnaire (SDQ; Goodman, 1997) was used to assess each target child’s prosocial behavior. For the complete SDQ, see Appendix B. The SDQ is a brief screening instrument to assess 3-16 year old children’s positive and negative behavioral attributes. Either parents or teachers can complete the SDQ, and teacher report was used in the present study because teachers may have more opportunities to observe peer interactions in social contexts in preschools than parents do. The SDQ has been used with preschool-aged children (Hughes, White, Sharpen, & Dunn, 2000; Leeuwen, Thierry Bosmans, & Leen Braet, 2006). Eivers et al. (2012) used the Prosocial subscale to measure preschool-aged children’s prosocial behavior with teacher’s report. Some researchers (e.g., Marzocchi et al., 2004; Leeuwen, Thierry Bosmans, & Leen Braet, 2006) have validated the SDQ cross-culturally. The SDQ includes 25 items and measures five domains: emotional symptoms (5 items), conduct problems (5 items), hyperactivity/inattention (5 items), peer relation problems (5 items), and prosocial behavior (5 items). Some of the prosocial items of the SDQ are “considerate of other’s feeling,” “shares with other children,” and “often offers help to others.” Each SDQ subscale is measured on a three-point scale: “not true”, “somewhat 21 true,” and “certainly true.” Goodman (2001) found satisfactory reliability of the SDQ (mean Cronbach α= .73). For the present study the......

Words: 15105 - Pages: 61

Premium Essay

The Effect of Labor on Profitability: the Role of Quality

...Boston, MA 02163, zton@hbs.edu Abstract Store labor is a large expense in retail operations. Although there is overwhelming evidence that CQ(conformance quality—how well employees execute prescribed processes) and SQ(service quality—the extent to which customers have a positive service experience at the stores) improve sales, there is limited evidence indicating their effect on profitability. When the costs of increasing labor are obvious and benefits are indirect, managers may not employ more staff. And this paper studies the effect of labor on profitability through its impact on quality, both conformance quality and service quality. Key words: labor; quality; retail corporation 1. Literature review and hypothesis of this paper 1.1 Service quality(SQ) SQ is measured by customers’ assessment of their service experience. the writer present some studies that show profitability is stimulated by loyal customers. But the evidence is limited. Some other studies show that the relationship between profitability and customer loyalty is not strong. In a study of Swedish firms, Anderson et al.(1997) find that the relationship between customer satisfaction and return on investment varies across industries.The mixed evidence about the effect of SQ on profitability suggests that the effect depends on the operating context. 1.2 Conformance quality(CQ) CQ is an internal measure of quality and is defined as the degree to which stores conform to prescribed......

Words: 1164 - Pages: 5

Premium Essay

Attention Deficient Disorder

...difficult to concentrate, even on things that he finds enjoyable. For example, it is unusual for him to be able to sit and watch a movie through to its conclusion. As I was speaking with Kathy, she remembered that she was a lot like this when she was a child, and has not been particularly worried until now. Both her and her husband were concerned about the fact that Andre is struggling, but are more worried about the fact that he appears to be having problems making and keeping friends. She has even noticed the distance between, Andre and his sister, Angie and how they are arguing more frequently than usual. Diagnosis and Treatment I had Andre and his mother to complete a Strengths and Difficulties Questionnaire (SDQ;Goodman 1997) and I reviewed his developmental history. I also spent time speaking with Andre about how he was feeling and how he viewed the situation. After my reviewing my notes, I realized that Andre is significantly distressed by her problems at school and also that Andre’s mother have noticed a marked impairment in his functioning recently, particularly his organizational abilities. I suggested to Kathy that Andre be seen by his pediatrician for a specialist opinion. Although Andre was experiencing emotional distress as a result of his difficulties, there is no evidence of depression or an anxiety disorder. Poor concentration, poor organizational abilities and restlessness may point to a developmental disorder such as......

Words: 2461 - Pages: 10

Premium Essay

Self-Congurity and Brend

...development. As many scholars like Shavelson, Hubner and Stanton (1976) believe there is the existence in multi-dimension, they developed a new multi-dimensional model of self-congruity. However, some researchers question its effectiveness and the rationality since it lacks the support of real world implementation. In order to examine the model developed by Shavelson, Leung, Marsh, Craven, & Abduljabbar (2015) invented three much comprehensive Self-Description Questionnaires (SDQ) based on the previous model. SDQ 1 is the model to examine the self-congruity of students of English-speaking samples whereas the SDQ 2 is the one to test the Chinese-speaking students and the SDQ is to examine the self- congruity of culture. Real life research proofs these three models provide support and evidence to Shavelson’s model and there are still some places that require further improvement. The Model of Self-congruity that Shavelson invented has provided a theory guidance to the real life research in the future. And the SDQ which was later developed by the scholars like Marsh has been enriched with abundant reliable data which has much improved Shavelson’s self-congruity model. Brand Personality In the late 50s of the 20 Century, there are already some researches related to brand personality have been conducted by some researchers. Nowadays, there is already a perfect theory framework and way of measurement for brand personality. In terms of some restricted terminologies, the......

Words: 3725 - Pages: 15

Free Essay

Serotonin Levels in Antisocial Boys with High Levels of Cu Traits

...used for the main measures were split in three separate groups: serotonin system single nucleotide polymorphisms (SNP’s) – Caucasian only (N=157); serotonin serum levels with no ethnicity restrictions (N=66) and both genetic and serum serotonin level data – Caucasian only (N=35). Parents were asked to complete the Antisocial Processes Screening Device (APSD) and the Strengths and Difficulties Questionnaire (SDQ) – testing traits and behaviours associated with psychopathy. Family dynamics were assessed through Family Assessment Device (FAD) – 12-item brief version questionnaire, exploring the family structure and organisation. Subsequently, parental psychopathology was measured with the Depression Anxiety Stress Scales (DASS) - 21-item self-report sub-scales. Home address was recorded for each family and consulted with the Australian Bureau of Statistics (ABS) Socio-Economic Index of Area – a ten-point scale which estimates the children’s surrounding environment. Callous-Unemotional (CU) traits were measured combining items from the APSD and the prosocial scale of the SDQ. Subsequently, participants have been divided into two groups – high CU trait boy group and low CU trait boy. Participants were rated by clinical psychologists on levels of antisocial behaviour problems, ADHD, autism spectrum disorders, anxiety and depression, unaware of levels of CU traits. Child distress was measured by a clinical rating scale, namely the Quality of the Family Environment (QFE). CU......

Words: 2757 - Pages: 12

Free Essay

Fdsf Dsf Dsq Fsd Fsdq Fds Fsdq Fds Sdq

...Marketing International Will Xiaomi succeed in conquering West Markets ? Thèmes des cours 1. Intro 2. Global + Local = Glocal a. Glocalization (a portmanteau of globalization and localization) is a term that describes the adaptation of international products around the particularities of a local culture in which they are sold. b. glocalization broadly involves the altering of an overarching brand or product so as to better appeal to customers within a specified country or region. This phenomenon is the relative inverse of Americanization and the suppressing of local preferences in favor of providing goods and media whose content has been dictated by foreign entities. Glocalization can also involve the use of culturally friendly media to encourage the acceptance of foreign products among a local audience c. Global is the body of octopus, it “touch down” on to the local surfaces by its forces, which function as its legs 3. International Product & Brand policy 4. Price and Places opportunities 5. Communication & Promotion 6. Digitalization – Targetin & Tools 7. Alternative Business Model Questions ?  Comment XIAOMI adapte-il ses produits à l’international ?  Quelle est la stratégie de distribution de Xiaomi ?  Quelle est la stratégie en termes d’offre produits ? o Grosse diversification sur le hardware o Offre software ?  Quelle est la stratégie marketing en termes de médias ? o Keynotes & press  Plan de la présentation Design : en fond de chaque......

Words: 770 - Pages: 4

Premium Essay

Long Island Real Estate Study

...1. Mo and Nora are two real estate agents who wish to examine the relationship between the selling price (in K) of a home and its size (measured in sq ft). So they conducted a random survey of 90 houses in different locations. Some of the other variables they took into consideration are land size (acres), # of rooms, # of bathrooms, and whether or not a house has a pool. 2. a. Regression Analysis: AppraisedValue versus House Size(sq ft) The regression equation is AppraisedValue = 49.10 + 0.2074 House Size(sq ft) S = 121.230 R-Sq = 58.7% R-Sq(adj) = 58.3% Analysis of Variance Source DF SS MS F P Regression 1 1841760 1841760 125.32 0.000 Error 88 1293302 14697 Total 89 3135062 Fitted Line: AppraisedValue versus House Size(sq ft) 2b. The regression equation is AppraisedValue = 49.10 + 0.2074 House Size(sq ft) 2c. If the size of the house (sq ft) is 0, then the appraised value of the house is $ 49,100. The appraised value increases by $ 207.40 per additional square foot of house size. 2d. 1841760/3135062 = 0.587 The coefficient of determination (r-sq) is 0.587, hence the linear relationship between X and Y is generally neutral because not all of the variation in Y is explained in X. 2e. Sq root (1293302/n-2)= 121.23 The Standard error of the estimate Syx is 121.23 K which represents the average variation in the house prices around the fitted regression line. In other words,...

Words: 3625 - Pages: 15

Premium Essay

Mystrey Shopping

...store layout Success of the layout The changes required in the layout with justification Brief on the Store This store is on two levels covering a total floor space of 157497 Sq. Feet. Level one has a space of 78748 Sq. Feet and Level two has a space of 78749 Sq. Feet. This store is leading in sales and revenue out of all the stores in the chain located across different cities in the UK. The product groups available at the store are: 1) Accessories 2) clothing 3) entertainment 4) Food hall 5) Furnishings 6) Furnishings 7) Furniture 8) Household 9) Restaurant 10) Stationery 11) Toiletries Product Groups Accessories Accessories include shoes, hats, gloves, scarves, jewellery, watches and bags. 11,812 Sq. Feet of the store has been dedicated to this product group. It is located on level one. Accessories accounted for £1,10,63,000 of sales bringing in a gross profit of £674843.5. The numbers of employees for this product group are a total of 21. There is a change required in this section. The GIMROF value is 57.1 which is very low. The amount of space dedicated to accessories is not reaping as much benefit as it should. Therefore the space allocated should be reduced for this product group. The suggested space for this category is 6000 Sq. Feet. This amount of space will be ideal as it will then account for a GIMROF value of 112.4. The GIMROL value for this product group is 32135.4. This is also not up to......

Words: 2489 - Pages: 10