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Kour

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Submitted By uem3003
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Confessions of a Microfinance Heretic: Talks at Google

Student No.:5170497

Family Name: KOUR
Given Names: AMANDEEP

Number of words: (1500 words excluding references,table content)

Confessions of a Microfinance Heretic: Talks at Google Table of contents | Page no | Introduction | 3 | Impact of Microfinance on poverty | 3 | Collateral Effect of Micro-finance on child-labour | 4 | Social responsibility challenges that micro-financiers should meet | 6 | Discussion of microfinance using the principle agent framework | 6 | Conclusion | 7 | References | 9 |

Introduction
Social innovation refers to novel services and activities directed towards addressing social needs and diffused through organizations whose main purposes are social rather than making profit (Majumdar, Guha, & Marakkath, 2015). On the other hand, business innovation involves organization’s process of introducing ideas, workflows, or products. Unlike social innovation, business innovations are motivated by profit and diffuse through firms motivated by profit maximization. However, some for-profit businesses innovate by developing new ideas to address social needs in the community or workplace.
Nonetheless, both social and business innovations exhibit novelty. That is, they promote new ways of doing things thus making them necessary for human development. Majumdar, Guha, and Marakkath (2015) affirm that innovations promote human development by satisfying the basic human needs and empowering the community through new ideas. Innovation involves all spheres of society and human life including human needs and capacity development. This paper focuses on microfinance which is a business innovation. The paper discusses the impact of microfinance on poverty, child labor, and social responsibility challenges that micro-financiers should address or meet. The paper applies the concept of…...

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